Industries we have helped in 2020

We have worked with businesses across all industries, helping them to better manage their Finance so they can free up their time.

Offices & Commercial Buildings

Retail & Shopping Centres

Cafes & Restaurants

Industrial & Manufacturing

Construction & Development

Health Care & Medical Centres

PROTECT YOUR BUSINESS WITH PROFESSIONAL INDEMNITY INSURANCE

Lawsuits, defamation, contractual disagreements, and malpractices are possible legal liabilities that a business may face. Be it legal charges due to professional negligence or the causation of damage and injury, customers and clients can file a civil lawsuit in demand for compensation. However, with indemnity insurance, your business will be protected from any legal downfalls.

Professional indemnity is an important insurance policy if your business offers any kind of services to clients. This type of insurance is an agreement between you and the insurer who will cover the costs of losses and damages – protecting your business from the financial consequences of legal entanglement.

TOP THREE INDUSTRIES THAT NEED INDEMNITY INSURANCE

1. FINANCE CORPORATIONS

Financing companies are one of the key businesses that must carry indemnity insurance. Should a financial advisor like an accountant give wrongful advice to a client, or neglect relaying information about policies, clients can make a claim for negligence. This where professional liability insurance like the Errors and Omissions Insurance comes in handy.

2. MEDICAL PRACTITIONERS

When in the medical field, malpractice and misdiagnosis are common. Patients have the right to sue medical practitioners in situations like these. The right insurance policy can protect your business from such civil claims – a critical layer of protection, especially when the quality of service is subjected to individualistic scrutiny.

 3. IT CONSULTATION

Indemnity insurance provides coverage for issues regarding breach of contract, incorrect advice, and more, for IT consultants in small businesses and major corporations.

PROTECT YOUR PRACTICES WITH COMPARISON ADVANTAGE

There are many insurers you can compare in the market. With Comparison Advantage, you can protect your financial security with the right insurance policy. Our company has partnered with the most reliable professional indemnity insurance providers who can offer the ideal solutions tailored to your needs. 

Please read our terms and conditions prior to your selection of an insurer. 

Need more information? Contact us today.

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Privacy and Policy

ABOUT THIS POLICY

FSM Group pty ltd (“we”, “us”, “our”) is committed to respecting and protecting your personal information and privacy. We treat with the utmost care the personal information that you provide to us, or that we collect from you, through our website located at http://www.buysalesleads.com.au/ (“our site”).

This Privacy Policy (together with our Cookies Policy below) sets out the basis on which any personal data that you provide to us, or that we collect from you, will be used by us.

Please read this Privacy Policy (together with our Cookies Policy below) and our terms of use carefully before you use our site, or access any information or services on our site.

By accessing or using our site, you will be deemed to have accepted the terms of this Privacy Policy (together with our Cookies Policy below) and our Terms of use. If you do not agree to such terms, you must not use our site.

INFORMATION WE MAY COLLECT, AND HOW WE MAY COLLECT IT

When you request price comparisons, quotes or further information for products or services that are shown on our site, by completing and submitting our online form, you will provide us with the following personal and other information: Your first name, last name, job title, business or company name, email address, postal address, postal code, telephone number, and current contract information if applicable. We will keep a record of this information.

Our online forms may require other information to help us to understand your requirements, and find suitable suppliers for you.

From time to time, we may change our online forms, and the personal and other information that we require.

We may also collect and record your personal information if you:

  • Complete and submit other forms on our site.
  • Contact us, or we contact you, by email, telephone or post for any reason.
  • Post comments, material or other content on our site.
  • Participate in promotions or competitions on our site.
  • Complete surveys or polls on our site, or that we send to you.

We may monitor and/or record telephone calls for the purposes of quality control and staff training.

Each time you access our site, we may collect and record details of your visit, including (for example): Your IP address, operating system and browser type, the pages and resources that you have accessed, and other technical information. We collect and record this information automatically, through our use of cookies and similar technologies, which are further explained below.

Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal information, we cannot guarantee the security of your information transmitted to our site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.

COOKIES AND SIMILAR TECHNOLGIES

Our site uses cookies to distinguish you from other users of our site. This helps us to provide you with a good experience when you browse our site and also allows us to improve our site. Please read our cookies policy below.

HOW WE MAY USE YOUR INFORMATION

When you request price comparisons, quotes or further information for products or services that are shown on our site (“Information”), through our online forms or otherwise, we may:

  • contact you by telephone, email or post with the Information;
  • contact you by telephone, email or post to confirm or verify your contact details or the details of your request; and/or
  • pass on your personal information and the details of your request to selected suppliers of the products or services for which you have requested Information, who may contact you directly by telephone, email or post.

We may also use your personal and other information in the following ways:

  • To contact you by telephone, email or post to ask about your experiences with the selected suppliers and request feedback. This might be in the form of survey questions, for example.
  • To contact you by telephone, email or post with information about other products and services (ours and third parties’) in which we think you may be interested.
  • To pass on your personal information to selected suppliers of other products or services in which we think you may be interested, who may contact you directly by telephone, email or post.
  • If you consent, to pass your contact details, including your email address, to organisations that have a relationship with you to enable such organisations to update their records.
  • To facilitate communication between you and our customers (i.e. suppliers of products and services that are shown on our site).
  • To carry out our obligations arising from any contracts entered into between you and us.
  • To enable you to access and use our site and services.
  • To ensure that the content on our site is presented in the most effective manner for you and for your computer, and improve our site.
  • To notify you about changes to our site or services.

We may also use, and provide our customers with, anonymised aggregated information about our site users.

DISCLOSING/SHARING YOUR INFORMATION

We may disclose your personal information to any member of our group, which means our subsidiaries under the FSM Group Pty ltd banner.

We may disclose your personal information to third parties:

  • In the event that we sell or buy any business, assets or shares, in which case we may disclose your personal information to the prospective seller or buyer of such business, assets or shares.
  • If we, or substantially all of our assets, are acquired by a third party, in which case personal information held by us about our site users, including you, will be one of the transferred assets.
  • If we are under a duty to disclose or share your personal information in order to comply with any legal obligation; or in order to enforce or apply our terms of use and other agreements; or to protect our rights, property or safety, or the rights, property or safety of our site users, customers, affiliates, suppliers or others. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction.

YOUR RIGHTS

You have certain rights under the Act.

At any time, you may ask us to stop sending direct marketing communications. You can exercise this right by contacting us at the postal or email address set out below.

You can also use the unsubscribe/opt-out link within our marketing emails.

CHANGES TO OUR PRIVACY POLICY

From time to time, we may make changes to this Privacy Policy.

Any changes that we make to this Privacy Policy in the future will be posted on this page. We recommend that you re-visit this page from time to time to take notice of any changes to this Privacy Policy.

CONTACT

Questions, comments and requests regarding this Privacy Policy should be addressed to Level 10, Tower 4, world trade centre, Melbourne, Victoria. 3005.

COOKIES POLICY

Our site uses cookies to distinguish you from other users of our site. This helps us to provide you with a good experience when you browse our site and also allows us to improve our site.

By accessing or using our site, you are agreeing to our use of cookies, as described in this Cookies Policy. If do not agree to such use, you must not use our site.

WHAT IS A COOKIE?

A cookie is a small file of letters and numbers that, when you visit our site, we download and store on your browser or the hard drive of your computer or other device. They allow us to recognise your computer or other device, and deliver a better and more personalised service to you.

TYPES OF COOKIES

Cookies can be session cookies or persistent cookies, and can be either first or third party cookies as defined below:
Session cookies: These allow us to track and link your actions during a single browser session, e.g. to remember the items returned from a search. These are created temporarily and, once you close your browser, all session cookies expire and are deleted.

Persistent cookies: These allow us to authenticate you, and remember your preferences and therefore enable us to enhance your website experience. These remain on your device between browser sessions.

First and third party cookies: Session cookies and persistent cookies can be either first or third party cookies depending upon the domain placing the cookie. First party cookies are those set by our site. Third party cookies are issued by a different site to our site.

We use a mixture of all these types of cookies on our site to provide our services and enhance your experience. Some of the cookies used on our site are Essential/Strictly Necessary cookies, Analytical/Performance cookies, Functionality cookies and Advertising/Targeting cookies, as set out and described in the table below.

HOW YOU CAN MANAGE COOKIES & MORE INFORMATION

Generally, you can set your browser to accept all cookies, block/reject all cookies, or modify your browser to alert you of any new cookies. To clear the stored cookies, you can normally go to the Tools dropdown menu at the top of the browser window.

Our site, or parts of it, may not function without technical problems or be accessible if you have disabled cookies in your browser.

You can find more information about cookies, including how to see what cookies have been set and how to manage and delete them, by visiting www.aboutcookies.org or www.allaboutcookies.org.

THIRD PARTIES

Third parties (including, for example, advertising networks and providers of external services such as web traffic analysis services) may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or advertising/targeting cookies.

Terms and Condition

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS WEBSITE.

TERMS OF USE

  • These Terms of Use (together with the documents referred to below) set out the terms and conditions on which you may make use of our website located at http://www.comparephotocopiers.com.au/ (“our site”), whether as a visitor, guest or a registered user. Use of our site includes (by way of example) accessing, browsing, registering to use, and/or subscribing to any information or services offered through, our site.
  • Please read these Terms of Use, and the documents referred to below, carefully before you start to use our site, as they apply to your use of our site.
  • By using our site, you confirm that you accept these Terms of Use and the documents referred to below (to the exclusion of all other terms and conditions), and that you agree to comply with them.
  • If you do not agree to these Terms of Use, or the documents referred to below, you must not use our site.

ACCESSING OUR SITE

  • You are responsible for making all arrangements necessary to enable you to access and use our site.
  • You are also responsible for ensuring that all persons who access our site through your Internet connection are aware of these Terms of Use, and all other applicable terms, conditions and policies, and that they comply with them.
  • We do not guarantee that our site, or any part of it, or any content on it, will always be:
    • available or uninterrupted;
    • free from errors or omissions;
    • secure or free from bugs or viruses.
  • At any time, we may suspend, withdraw, discontinue or change, permanently or temporarily, all or any part of our site (including, without limitation, the content) without notice.
  • We will not be liable to you if for any reason our site is unavailable at any time or for any period.

YOUR ACCOUNT AND PASSWORD

From time to time, we may enable users of our site to set up and access a secure, password-protected account or other area on our site (“Account”). Where we do so, the terms in this section will apply:

  • If you choose, or you are provided with, a username, password or any other piece of information as a part of our security procedures, you must treat such information as confidential. You must not disclose such information to any other person.
  • Only you may access and use your Account. You must not permit or enable any other person to access or use your Account.
  • If you know or suspect that anyone other than you knows your username, password or other security information, or has accessed your Account, you must promptly notify us at the e-mail address set out below.
  • At any time, we may disable any username, password or other security information, whether chosen by you or provided by us, and disable access to your Account, if, in our reasonable opinion, you have failed to comply with any of the provisions of these Terms of Use or the documents referred to above.

USE OF OUR SITE

  • Our site (together with any ancillary services that we may provide) enables businesses, free-of-charge, to find suppliers of products and services in which they are interested, and request quotes from those suppliers.
  • We do not vet or otherwise check any suppliers to whom we may refer users of our site, and we do not represent, warrant or guarantee the suitability or quality of any supplier for any general or specific purposes.
  • Before instructing, or entering into a contract with, any supplier, you should:
    • undertake your own checks, and ensure, to your own satisfaction, that the supplier is suitable for your specific circumstances and requirements; and
    • consider obtaining professional or other specialist advice.
  • We are not a party to any agreements, arrangements or dealings between the businesses seeking suppliers and the suppliers themselves, and we are not responsible or liable for the acts, omissions, products or services of any suppliers.

CONTENT

  • The content on our site (including, without limitation, the Listings referred to below) is provided for general information and assistance only. It is not intended to amount to information or advice on which you should rely, and you should obtain professional or other specialist advice before taking, or refraining from taking, any action on the basis of the content on our site.
  • We do not verify, moderate or otherwise check the Listings or other supplier information on our site, although we reserve the right to do so at any time. We are not responsible or liable for the content of any Listing.
  • Although we make reasonable efforts to update information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up-to-date. At any given time, any of the content on our site may be out-of-date, and we are under no obligation to update it.

PROHIBITED USES

  • You may use our site only for lawful purposes. You may not use our site:
    • in any way that breaches any applicable local, national or international law or regulation;
    • in any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect;
    • to send, knowingly receive, upload, download, use or re-use any material which does not comply with the content standards set out below;
    • to transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam); or
    • to knowingly introduce or transmit any viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other materials, codes or programs that are malicious or technologically harmful.
  • You also agree:
    • not to reproduce, duplicate, copy or re-sell any part of our site in contravention of the provisions of these Terms of Use; and
    • not to access without authority, interfere with, damage or disrupt:
    • any part of our site, or any computers, servers or databases connected to or with our site;
    • any equipment or network on which our site is stored;
    • any software used in the provision of our site; or
    • any equipment, network or software owned or used by any third party.

INTERACTIVE FEATURES AND CONTENT

From time to time, we may provide features that enable users of our site to contact or interact with each other (e.g. through discussions forums), and/or upload content to our site (e.g. Listings, comments/reviews). Where we do so, the terms in this section will apply:

  • We are under no obligation to oversee, monitor or moderate any interactive feature or service that we provide on our site, and we expressly exclude our liability for any loss or damage arising from the use of any interactive feature or service by a user of our site in contravention of the content standards set out below, whether the feature or service is moderated or not.
  • You warrant that any and all content that you post, upload or otherwise contribute to our site, including (without limitation) Listings, (“Contributions”), will comply with these Terms of Use. You hereby agreed to indemnify and keep indemnified us from and against any and all liabilities and losses arising out of your breach of this warranty.
  • We will not be responsible, or liable to any third party, for the content or accuracy of any Contribution by you or any other user of our site.
  • We have the right to remove any Contribution if, in our opinion, it does not comply with these Terms of Use, or the spirit of them.
  • The views expressed by other users on our site do not represent our views.

SUSPENSION AND TERMINATION

  • We will determine, in our absolute discretion, whether there has been a breach of these Terms of Use. When such a breach has occurred, we may take whatever action we deem appropriate.
  • A breach of these Terms of Use may result in us taking all or any of the following actions:
    • immediate, temporary or permanent withdrawal of your right to use our site (including, without limitation, your Account, if applicable);
    • immediate, temporary or permanent removal of any Contributions (as defined above) by you to our site;
    • issue of a warning to you;
    • legal proceedings against you for reimbursement of all costs on an indemnity basis (including, but not limited to, reasonable administrative and legal costs) resulting from the breach;
    • further legal action against you; and/or
    • disclosure of such information to law enforcement authorities as we reasonably feel is necessary.
  • We exclude liability for actions taken in response to breaches of these Terms of Use. The responses described in these Terms of Use are not limited, and we may take any other action that we reasonably deem appropriate.
  • If, as a result of any action taken pursuant to this section, we close your Account (if applicable), all data and information in and relating to that Account will be deleted and lost. We will not be liable to you for any such deletion or loss.

LINKING TO AND FROM OUR SITE

  • You may link to the home page of our site, provided that you do so in a way that is fair and legal, and does not damage our reputation or take advantage of it. You must comply with all directions that we may give in relation to the placing or positioning of our company, business, trading or domain names or logos on your website.
  • The website in which you are linking must comply in all respects with the content standards set out above.
  • You must not:
    • establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists;
    • establish a link to our site in any website that is not owned by you; or
    • frame our site on any other website, or create a link to any part of our site other than the home page.
  • We reserve the right to, at any time, withdraw linking permission without notice, or require you to immediately remove any links to our site or any references on your website to our company, business, trading or domain names or logos.
  • Where our site contains links to other websites and resources provided by third parties, these links are provided for your information only. We have not reviewed those websites or resources, and we have no control over or responsibility for the contents of them.

INTELLECTUAL PROPERTY RIGHTS

  • “Future Sales Marketing Group” and the domain name at which our site is located, and through which it is accessed, are trading names and trade marks of FSMG.
  • We are the owner or the licensee of all intellectual property rights (including, without limitation, copyright, database rights, trade marks, trade, business and domain names, rights in goodwill, and rights to sue for passing off) in our site, and in the software in it and the content (including, without limitation, the Contributions) published on it. Those works are protected by copyright and other intellectual property laws and treaties around the world. All such rights are reserved.
  • You may print off one copy, and may download extracts, of any page(s) from our site for the purposes of finding, assessing and selecting suppliers of products and services in which you are interested, and you may draw the attention of others to content posted on our site.
  • You must not modify the paper or digital copies of any materials that you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
  • Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged.
  • You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors.
  • If you print off, copy or download any part of our site in breach of these Terms of Use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.
  • Infringement of our or our licensors’ intellectual property rights in our site or any of the content or materials on our site may lead to legal proceedings in the Australia or other countries.

Disclaimer** EMAIL

You agree that your use of the information contained in a FSMG Email is at your own risk.

Comparephotocopiers.com.au does not warrant the accuracy, adequacy or completeness of the information in a FSMG Email and you should not rely upon the content as being accurate, complete or up-to-date. FSMG recommends you confirm the news, information and offers contained in the FSMG Email with the relevant offeror(s) and Supplier(s).

FSMG does not guarantee that the FSMG Email will be free from viruses. FSMG accepts no responsibility for any harmful computer code that might be introduced to your system by accessing a FSMG Email (to the extent permitted by law). FSMG does not guarantee that the sending of the FSMG Emails will be uninterrupted or timely and FSMG accepts no responsibility in that regard (to the extent permitted by law).

The sending of the FSMG Emails may cease at any time, without notice.

Disclaimer – Website

Subject to these Terms, you agree that your use of and access to the FSMG Websites is at your own risk.

FSMG tries to ensure that the Content (which includes information supplied by third parties) is accurate and up-to-date. Please write to FSMG at the FSMG Address, if you spot an error. However (to the extent permitted by law), FSMG does not warrant the accuracy, adequacy or completeness of the Content, and you should not rely upon the Content as being accurate, complete or up-to-date. FSMG recommends you confirm the information and results obtained on the Compare Photocopiers Website with the relevant Supplier/s.

FSMG will take reasonable steps to provide a safe and reliable service. But there are some risks with using the internet. FSMG does not guarantee that the FSMG Websites will be free from viruses. FSMG accepts no responsibility for any harmful computer code that might be introduced to your system by using the FSMG Websites (to the extent permitted by law). FSMG does not guarantee that access to the FSMG Websites will be uninterrupted, timely or secure, or that it will always operate as intended, and FSMG accepts no responsibility in that regard (to the extent permitted by law).

The FSMG Websites, or any product or service available on them, may be changed or withdrawn at any time, without notice. Your access to the FSMG Websites may be terminated at any time, without notice, for whatever reason. You must not, in any way, access the FSMG Websites or their Content after termination. But the disclaimers, limitation of liability and indemnity provisions in these Terms will survive the termination. Any licenses or other rights you granted to FSMG will also survive termination.

OTHER TERMS

  • We may modify these Terms of Use at any time by amending this page, and all such modifications are effective from the time that they are made. We recommend that you visit and check this page from time to time to take notice of any modifications to these Terms of Use, as they are legally binding on you.

CONTACTING US / YOU

  • To contact us, please write to the address set out above, or email [email protected]
  • We may contact or communicate with you in connection with these Terms of Use (or any document referred to herein) via any email address that you provide to us. Such contact or communication will be regarded as being in writing.
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